Residential Rates

If you’re searching for a mortgage for your own home, talk to us first.

Last updated 30/01/2020

Exclusive Rates

Lender	Initial Rate	Until	Max LTV	Arrangement Fee	Redemption Penalty	Rental Cover
Barclays	1.92%	5 year fixed	50%	£0	3%	N/A
Barclays	2.04%	5 year fixed	80%	£299	3%	N/A

Lender	Initial Rate	Until	Max LTV	Arrangement Fee	Redemption Penalty	Rental Cover
Halifax	1.17%	2 year fixed	60%	£999	2%/1%	N/A
Natwest	1.19%	2 year fixed	60%	£995	2%/1%	N/A
HSBC	1.24%	2 year fixed	60%	£999	2%/ 1%	N/A
Coventry	1.25%	2 year fixed	65%	£999	2%/ 1%	N/A
Halifax	1.28%	2 year fixed	75%	£999	2%/1%	N/A
Santander	1.29%	2 year fixed	60%	£999	3%/ 3%	N/A
Natwest	1.32%	2 year tracker	70%	£995 + £250 cashback	1%/ 0.5%	N/A
HSBC	1.41%	5 year fixed	60%	£1,499	5%/ 4%/ 3%/ 2%/ 1%	N/A
Virgin	1.46%	5 year fixed	65%	£1,495 + £300 cashback	4.5%	N/A


Initial Rate	1.17%
Until	2 year fixed
Max LTV	60%
Arrangement Fee	£999
Redemption Penalty	2%/1%
Rental Cover	N/A
Quote


Initial Rate	1.19%
Until	2 year fixed
Max LTV	60%
Arrangement Fee	£995
Redemption Penalty	2%/1%
Rental Cover	N/A
Quote


Initial Rate	1.24%
Until	2 year fixed
Max LTV	60%
Arrangement Fee	£999
Redemption Penalty	2%/ 1%
Rental Cover	N/A
Quote


Initial Rate	1.25%
Until	2 year fixed
Max LTV	65%
Arrangement Fee	£999
Redemption Penalty	2%/ 1%
Rental Cover	N/A
Quote


Initial Rate	1.28%
Until	2 year fixed
Max LTV	75%
Arrangement Fee	£999
Redemption Penalty	2%/1%
Rental Cover	N/A
Quote


Initial Rate	1.29%
Until	2 year fixed
Max LTV	60%
Arrangement Fee	£999
Redemption Penalty	3%/ 3%
Rental Cover	N/A
Quote


Initial Rate	1.32%
Until	2 year tracker
Max LTV	70%
Arrangement Fee	£995 + £250 cashback
Redemption Penalty	1%/ 0.5%
Rental Cover	N/A
Quote


Initial Rate	1.41%
Until	5 year fixed
Max LTV	60%
Arrangement Fee	£1,499
Redemption Penalty	5%/ 4%/ 3%/ 2%/ 1%
Rental Cover	N/A
Quote


Initial Rate	1.46%
Until	5 year fixed
Max LTV	65%
Arrangement Fee	£1,495 + £300 cashback
Redemption Penalty	4.5%
Rental Cover	N/A
Quote

We’re more than just buy to let specialists

Here at The Buy to Let Business we have a dedicated residential team ready to help you.

Buying a house is one of the most important purchases you will make and will remain for most of us our biggest asset. But with thousands of mortgages to choose from presenting so much choice, finding the right one for your particular circumstances can sometimes be daunting.

Speaking to an expert can save you both time and money. At The Buy to Let Business we take the time to get to know you because we understand that everyone’s needs are different – and not every situation is straightforward. Our friendly advisors are here to guide you through the different options and provide bespoke advice before making a recommendation that is right for you.

Fully CeMap qualified

We can help you arrange all types of residential mortgage including first-time buyer, home-mover, remortgages, capital raising (second charge) and short-term financing to ensure your dream property is secured. All of our advisors are fully CeMAP qualified and we utilise the most advanced sourcing systems to ensure that you have access to all the best rates from across the whole mortgage market.

Mortgage rates are currently amongst the lowest they have ever been. If you’re searching for a mortgage for your own home, talk to us first. Above are just a few of the great rates currently available.

We're here to help.

Unsure of what kind of buy to let mortgage you're looking for? Professional mortgage advice is more important than ever. Call us. We're looking forward to hearing from you!

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