Bridging Loan Rates

Auction finance and flexible short-term solutions.

Last updated 02/03/2020

Lender Initial Rate Until Max LTV Arrangement Fee Redemption Penalty Rental Cover
United TB
 0.48%* Maximum 12 months 70% 2.00% N/A N/A
westone
 0.55% Maximum 12 months 50% 2.00% N/A N/A
octopus
 0.60% Maximum 12 months 70% 2.00% N/A N/A
interbay
 0.64% Maximum 18 months 75% 2.00% N/A N/A
lendinvest
 0.65% Maximum 18 months 60% 2.00% N/A N/A
 Initial Rate  0.48%*
 Until  Maximum 12 months
 Max LTV  70%
 Arrangement Fee  2.00%
 Redemption Penalty  N/A
 Rental Cover N/A
  Quote
 Initial Rate  0.55%
 Until  Maximum 12 months
 Max LTV  50%
 Arrangement Fee  2.00%
 Redemption Penalty  N/A
 Rental Cover N/A
  Quote
 Initial Rate  0.60%
 Until  Maximum 12 months
 Max LTV  70%
 Arrangement Fee  2.00%
 Redemption Penalty  N/A
 Rental Cover N/A
  Quote
 Initial Rate  0.64%
 Until  Maximum 18 months
 Max LTV  75%
 Arrangement Fee  2.00%
 Redemption Penalty  N/A
 Rental Cover N/A
  Quote
 Initial Rate  0.65%
 Until  Maximum 18 months
 Max LTV  60%
 Arrangement Fee  2.00%
 Redemption Penalty  N/A
 Rental Cover N/A
  Quote

* Regulated only.

A short-term solution for your longer-term goals

Bridging loans provide a short-term solution for your longer-term goals. At the Buy to Let Business we understand the importance of getting access to finance quickly as and when you need it. Our specialist team can help you secure flexible finance that suits your personal requirements.

What can bridging loans be used for?

  • Buying property at auction;
  • Fast property purchases;
  • Avoiding repossession;
  • Property development, renovation and refurbishment;
  • Cash flow difficulties;
  • Probate and inheritance tax problems;
  • Purchasing below market value;
  • Keeping your place in a sale chain.

Bridging loans can be secured against single or multiple properties. Any property type is considered, including properties in a state of neglect or ones of non-standard construction. View a selection of our current bridging rates above.

We're here to help.

Unsure of what kind of buy to let mortgage you're looking for? Professional mortgage advice is more important than ever. Call us. We're looking forward to hearing from you!

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