Row of terraced houses

Buy to Let Mortgages

For landlords buying an investment property to rent out to tenants

Dynamo’s team of consultants can advise on all aspects of buy to let to help you get the most from your investment.

We work with a large number of lenders ranging from well-known high street banks through to specialists in order to find you the best solution for your individual circumstances.

Whether you are an established landlord with a growing portfolio or looking for your first investment property, we will support you through your mortgage application and beyond.

Purchasing through a limited company

If you're considering purchasing a buy-to-let property through a limited company, our team can help you explore some of the pros and cons. We work with thousands of landlords using limited companies and have significant experience of working with lenders who offer limited company products and have access to some of the most competitive rates on the market.

Please bear in mind that we will not provide you with tax, legal or accounting advice. Anyone considering setting up a limited company should seek independent advice on these areas in order to fully understand the tax and legal implications.

Semi-detached houses

Specialist buy to let knowledge and first-class service

  • Buy to let specialists since 2006
  • Experts in limited company, HMO, MUFB and large portfolio lending
  • Offering complex, specialist lending solutions to landlords
  • Access to dedicated underwriters for fast decisions
  • Regular portfolio reviews
  • Tailored landlord protection solutions from our in-house team

Case Studies

Arranging an investment valuation

We were approached by a client who owned ten flats on the same title. They wanted to remortgage, but were struggling to get an accurate valuation to enable them to do so. Due to our knowledge of complex portfolio financing, we understood that an investment valuation was required (as opposed to a standard site valuation) and had specialist lenders we work with who could facilitate this. Completion happened promptly, getting the client on to a more competitive rate. (March 2024)

Consultant: Alex Penny

Remortgage for ongoing purchase

Our client was looking to purchase a new buy to let property to expand their portfolio but had insufficient deposit. They wanted to release some funds from their current assets. We remortgaged one of the properties in their portfolio not only to provide a deposit for the new purchase, but also to extend the lease on that property. By doing this, we provided the client with added security around the length of the lease and also increased the value of their asset.  (January 2024)

Consultant: Jake Cumber

Limited company portfolio refinance

A long-standing client came to us with three properties approaching the end of their fixed rates. The client had delayed refinancing due to uncertainty in the market and was considering selling one to unencumber another. We assessed the borrowing on the three properties as a whole and sought a solution which balanced the borrowing across the three properties to achieve the best rates. Thirteen days later we had two out of three mortgage offers with the third case awaiting a valuation appointment. (December 2023)

Consultant: Ben Tyler

Contact Details

Trading office: Building Eight, Watchmoor Park, Camberley, Surrey, GU15 3YL

Registered in England No. 5695802

Tel: 01276 601040 or 0800 170 1888

Email: info@dynamo.co.uk